Milestone® offers two version of a real Mastercard® (not a secured card!), one for those with average credit, and a 2nd option if you have bad or no credit. Te both cases, you may be approved even if you have a prior bankruptcy. Here’s our Milestone® credit card review.
Milestone® Gold Mastercard®
Credit Needed: Fair or Average, or Poor or N o Credit
Annual Toverfee: $35 – $99 (depending on creditworthiness)
- Quick pre-qualification available with no influence to your credit score
- Effortless pre-qualification process with swift response
- Choose your custom-made card vormgeving – Free
- Free online account access
- Protection from fraud, if your card happens to be lost or stolen
- Accepted at overheen 35 Million Locations Worldwide!
- Previous bankruptcy OK
Intro Balance Transfer
If you have bad or poor credit, or suffered a previous bankruptcy, wij think that the Milestone® Gold Mastercard® offers you the best option for a true, unsecured credit card.
This is a real Mastercard® – meaning that this card is accepted at 35 million locations worldwide – which is pretty much everywhere.
Pre-Qualifiy Without Impacting Your Credit Score
Spil indicated above, there are two versions of the Milestone® Gold Mastercard®. They both offerande the same benefits, and have the same toverfee structure. And you can apply for either, regardless of whether you had a prior bankruptcy.
What’s fine about thesis cards is that you can request to be pre-qualified before applying. It only takes a few minutes to see if you’re pre-qualified. And, since it is a ” s oft” credit check, witnessing if you are pre-qualified will not influence your credit score.
While their pre-qualification implement does not assure your approval, if you qualify there is an utterly good chance you’ll be approved when you apply.
Even if you are pre-qualified, you will not be obligated to take out this card. So there is no harm te checking.
If you are interested ter witnessing if you pre-qualify for the Milestone® Gold Mastercard®, just click here.
Why Else Should I Apply?
It is nice that Milestone® accepts applications from those with limited credit history, poor credit, or a prior bankruptcy. But what if you have average credit? Is there also a reason to apply?
The reaction is yes!
The Milestone® Gold Mastercard® reports to all three major credit bureaus. This gives you the chance to establish a consistent payment record while loving the convenience of a credit card.
Plus, this card can be used anywhere that Mastercard is accepted (which, of course, is millions of locations). This is not just another catalog card, like so many other cards marketed to people with credit issues.
For anyone attempting to get back on their feet after some credit mistakes, or otherwise establish their credit profile, wij recommend the Milestone Gold Mastercard®.
And reminisce, when using this card, establishing a good payment record may help you qualify for better rates on mortgages, car loans, and other forms of credit.
Fees and Costs
Regardless of your credit rating, the Milestone® card offers a 23.9% APR. But make sure you pay at least the ondergrens amount due monthly by going into the milestone credit card login. Consistency is what will improve your credit score overheen time.
The annual toverfee for the card will vary depending on your credit profile. The toverfee starts at $35 and goes spil high spil $99.
If you qualify for the $75 toverfee, be forewarned that is for the very first year only. After that, the annual toverfee increases to $99. However, if you are able to improve your credit, you may be able to get that toverfee increase switched.
Best of all, there are no hidden fees with this card.
About the Card Issuer
You may not have heard of the Milestone® credit card, but it is issued by two respected companies.
The Milestone® Gold Mastercard® is issued by Mid America Canap &, Trust Company ter partnership with Genesis Bankcard Services, Inc.
Mid America Canap &, Trust Company is a FDIC-insured bankgebouw based founded ter 1920 te Dixon, Missouri.
Genesis Bankcard Services, Inc., and its parent, Genesis Financial Solutions, service Mastercard® accounts nationwide. They specialize ter helping those with limited or bruised credit.
Wij consider the Milestone® Gold Mastercard® to be the one of the best credit card available today to applicants looking to establish a consistent payment record while loving the convenience of a credit card. You’ll have the chance to grow with your Milestone® Gold Card spil long spil you’re making your card payments on time.
Wij love that you can check if you are pre-qualified without affecting your credit score, that it is a real Mastercard, and that it reports to all three major credit bureaus: Equifax, Experian, and TransUnion. This permits you to demonstrate responsible credit use to other lenders and helps to establish or re-establish your credit scores by using use your card responsibly and paying your bill on time each month.
On top of that, you can apply even if you have a bankruptcy on your credit report.
I think it’s worth your time to at least check if you’re pre-qualified for the Milestone® card. Reminisce, it will not influence your credit score. and you’ll not be required to apply.